This year in March 2026, Atlas Risk Solutions marks a meaningful milestone: 35 years of serving, growing, and evolving across the Dutch Caribbean. As we reflected on what truly defines us, one image continued to surface and not as a trend or a design choice, but as a symbol of who we are and how we have grown: a strong, well-rooted tree. Why A Tree? A tree does not rush its growth. It develops steadily, season by season, shaped by time, resilience, and its environment. In many ways, this mirrors our journey and how over 35 years, we have grown deliberately, guided by purpose, building a foundation that allows us to stand firm through change. Rooted In Purpose. The strength of any tree lies beneath the surface. Its roots are unseen, yet they are essential. They provide stability, nourishment, and the ability to withstand storms. For ARS , our roots represent our core purpose and values, which consists of trust, independence, care, and long-term relationships. They reflect the connections we have built with clients, colleagues, and communities throughout the Dutch Caribbean. These roots run deep and they are grounded in experience, strengthened by the sense of responsibility, and shaped by decades of listening, learning, and acting with integrity towards our clients. These roots are the reason we can offer clarity in complexity and remain a steady partner in an ever-changing world. Inspired By Tomorrow. While roots anchor a tree, it's branches reach outward towards light, growth, and possibility. A healthy tree never stops evolving as it adapts to its surroundings, creates space for new growth, and continues to reach forward and this is where "Inspired by Tomorrow" comes to life. It represents our commitment to innovation, adaptability, and forward thinking. It reflects our belief that experience and progress are not opposites, but partners. As risks evolve and industries transform, we remain focused on learning, improving, and preparing for what lies ahead for our company, our people, our partners, and the generations to come. A Living Symbol Of Who We Are. This theme is more than a celebration of our past, it is a reflection of who we are today and a statement of where we are headed. Strongly grounded, thoughtfully growing, open to change, while staying true to what matters most. Just like a tree, ARS is not built by one moment or one season, but by collective effort over time. Every contribution, every relationship, and every decision plays a role in keeping us strong, stable, and growing. As we enter our 35th year, we do so with gratitude for our roots and confidence in our future. Rooted in Purpose. Inspired by Tomorrow.

Why Choose Atlas Risk Solutions? At Atlas Risk Solutions we deliver more than insurance, we deliver clarity, confidence, and tailor-made protection. With independent advice and a boutique approach, we design risk and insurance solutions built precisely for the businesses we serve. Because your risks are unique, and your coverage should be too. 👉 Learn more at: https://www.atlasrisksolutions.com/services 📧 Contact us today to speak directly to our experts: business@atlasrisksolutions.com Stay tuned as we continue to share more of our team!

Running a business in the Dutch Caribbean comes with unique opportunities and challenges. Our islands thrive on vibrant tourism, strong trade routes, and growing communities, but with so much depending on external factors, business owners know that interruptions can happen when least expected. Whether it’s a hurricane that forces your property to close, a fire that damages critical infrastructure, or even supply chain breakdowns, the financial consequences of downtime can be just as devastating as the physical damage itself. And although not all interruptions are insurable, there are ways to mitigate your risks. That’s where Business Interruption Insurance becomes essential. At Atlas Risk Solutions, we see it as more than just a policy, it’s a safeguard for your company’s resilience, your employees’ security, and your long-term sustainability. Why Property Coverage Alone Isn't Enough Many businesses assume that if their property or assets are insured, they’re fully protected. But while property insurance helps cover physical damage, it doesn’t account for the income you lose while your operations are suspended . For example: A hotel damaged by a storm may need months of repairs. Property insurance covers the building, but what about the lost bookings, staff salaries, and ongoing expenses? A retail store that suffers fire damage may lose weeks of sales while waiting for repairs, even though their inventory is insured. A manufacturing company might not suffer physical damage themselves but could face major losses if a key supplier is unable to deliver goods. This is where Business Interruption Insurance steps in. It bridges the gap by covering loss of income and ongoing expenses during the downtime, helping you stay afloat financially until you are back in business. What Business Interruption Insurance Covers While every policy can be tailored to your industry, size, and specific needs of your business, coverage often includes: Lost Net Income – Compensation for profits you would have earned if your business was operating normally. Fixed Operating Costs – Support for expenses such as rent, utilities, or payroll that don’t stop during downtime. Temporary Relocation Costs – If you need to move your business to a temporary location, coverage helps offset the expense. Supplier & Customer Dependency – Protection if a key partner suffers damage that impacts your ability to operate. Tailored To The Dutch Caribbean Reality Living and working in the Dutch Caribbean means preparing for unique risks. From hurricanes in Sint Maarten to flooding in Curaçao or power outages that affect critical operations, disruptions are part of the business landscape. At Atlas Risk Solutions, we understand these regional challenges. Our team works closely with clients to design interruption coverage that reflects both local realities and global best practices. We have seen firsthand how the right coverage makes the difference between recovery and closure. By protecting not just physical assets but also your revenue streams and operational continuity , business interruption insurance becomes a cornerstone of resilience. Why Partner With Atlas Risk Solutions? With over three decades of experience serving businesses across the Dutch Caribbean, we know the regional risks inside and out. What sets ARS apart is not only our extensive knowledge of the Dutch Caribbean market , but also our hands-on approach to risk management. We don’t just provide policies, but we also provide guidance, tailored strategies, and ongoing support to make sure you are prepared when the unexpected happens. Is Your Business Prepared For The Unexpected? Reach out to our team today to learn how Business Interruption Insurance can safeguard your operations and protect your future. 📧 Contact us today: business@atlasrisksolutions.com